Recognize The Right of Way And Avoid Car Accidents

Posted by on May 19, 2016 in Car Accidents | 0 comments

When driving in traffic, we often encounter the term “right of way.” Depending on road rules, this term refers to a driver giving priority to pedestrians or to another vehicle. Non-yielding to the right of way rule may subject the erring driver to fines or liabilities in case of an accident. According to the website of Habush Habush & Rottier S.C. ®, you can make the other driver liable for any accident that may happen for their failure to yield to right of way. Meanwhile, according to the website of Schuler, Halvorson, Weisser, Zoeller and Overbeck, P.A., even minor accidents can result to serious injuries, pain and suffering and other accidents.

In general, a driver approaching an intersection is governed by the right-of-way rule. Drivers who are turning left must give way to vehicles which are going straight or turning right. When there are two drivers at an intersection and they arrived at the same time at a right angle, the driver on the left is subjected to the right of way.

An Appleton personal injury lawyer would probably tell you that the right of way rules are designed to promote traffic safety. When a pedestrian or another vehicle gets in the way of a driver, this is where altercations, conflicts, and accidents can happen. The law does not allow an individual to the right of way but only sets rules on who should yield. So having an understanding of the right of way can help prevent accidents and make driving a more pleasant experience.

Emergency vehicles such as an ambulance, fire truck, police vehicle, or paramedic vans always have the right of way. To yield, move your vehicle to the far right side of the road and stop until the emergency vehicle has passed safely. When approaching at an intersection without STOP or YIELD sign, slow down and stop. When a vehicle is already in the intersection or approaching it in front of you, the car that arrived first has the right of way.

Pedestrians who are crossing at corners or crosswalks always have the right of way. Always keep in mind that just because they made eye contact with you, a pedestrian will yield the right of way to you. A simple understanding of the right of way can go a long way in preventing car accidents.

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Common Errors That Lead to Wrongful Foreclosure

Posted by on May 17, 2016 in Financials | 0 comments

“There’s no place like home,” as they say. For most of us, a home gives security. It gives us a place where we can relax, become comfortable, and protection from natural forces. Getting your house foreclosed can be a challenging experience. But a wrongful foreclosure is even more difficult. A Plano wrongful foreclosure attorney will probably guide you to the relevant legal actions available to you for whatever reason your property was wrongfully foreclosed.

Wrongful foreclosures arise from a banks’ lack of due diligence when processing claims. While banks have continuously denied this, foreclosure lawyers are saying that this is not only happening but is widespread. Here are some of the common errors of banks that result to a wrongful foreclosure:

1. The homeowner was not in default but faced foreclosure

Sometimes banks have the tendency to mistakenly foreclose a property even if the owner was not in default. This error is often due to miscommunication between lenders, servicers, title insurers, foreclosure law firms, and other bank contractors.

2. Homeowners were adviced that they were qualified for a loan modification

In a recent survey, 373 homeowners revealed that they were incorrectly adviced to stop making mortgage payments to become eligible for loan modification. In addition, a report by Courthouse News Service revealed that some homeowners have either lost or came close to losing their property because the bank told them to default and then foreclose.

3. Homeowners were behind on their mortgage but could have caught up if not for the additional fees

The mortgage servicing industry has received a lot of criticism for deceiving consumers by charging hidden fees such as late fees, broker-price opinions, inspection fees, and others. The Federal Trade Commission advises consumers to read billing statements first to guarantee the legitimacy of fees.

4. Dual track of foreclosure and loan modification processing

Banks tend to process foreclosures and loan modifications simultaneously resulting to foreclosure of the property. The Federal program requires a mortage broker or servicer to provide borrowers a denial notice before foreclosing their property.

5. Ther bank was not able to provide prrof its standiong to foreclose

Even if the homeowner is clearly in default for reasons outside to servicer action, the servicing company still cannot foreclose the property. It has to be the borrower or his representative.

Losing a home can be an extremely embarrassing experience especially when it was through the negligence or error of another person.

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