Sleep Apnea Should Be Bigger Business

Posted by on Nov 28, 2017 in Sleep Apnea | 0 comments

According to, 22 million Americans suffer from sleep apnea, and 80% of those cases have been undiagnosed.

Think about the size of that untapped market for a minute.That’s 17.6 million potential clients who don’t even know they could use some service to make their lives better. Sleep apnea is a massive potential marketplace if only someone could figure out how to tap into it.

That’s not to say some are not trying. There are plenty of places that work with those who suffer from sleep apnea. Here’s one in New York called Silent Night Therapy that does a fine job explaining the causes, effects, and treatments for sleep apnea. You would think that would be enough to bring everyone in and get treatment, but for some reason, people hold back? What is keeping those 80% from getting treatment?

The first and most important cause—and the one that must be addressed—is that most people don’t know what sleep apnea is, and so they don’t know that they’re suffering from it.

How many people do you know who snore? At least a handful, I’m sure, and yet, how many would think it’s a serious enough problem to do something about it? Snoring is often considered anything from amusing to annoying, but a serious medical problem? Only for those who have to sleep in the same room with snorers.

The truth is, few people realize that snoring may actually be connected to a serious medical issue. Those same few most likely don’t realize there are cures for snoring, and that they are continually becoming less invasive and complicated.

The goal here, then, should be simply to spread the word more so that snoring is connected to a health issue and more people are aware of treatment options.

A further, more complicated issue, is the hesitancy most people feel when it comes to testing their medical coverage under their insurance. Many worry that something that isn’t a mainstream concern will not be covered. They don’t investigate further, they simply dismiss the problem out of hand.

More should be done to reassure such hesitant potential customers that sleep studies and treatment for sleep apnea are usually covered by most insurance companies and that they should feel secure coming in to get tested.

If these two steps are taken, there’s far more chance that those who specialize in treating sleep apnea will see a massive increase as that 80% of their market is tapped into. In order to take on these challenges, more should be done by those specialists to band their resources together. That way, commercials can be taken out, ads can be published, and more eyes will see the truth about snoring and sleep apnea.

Four-fifths of the entire market doesn’t know it needs our services. We need to do a better job getting the word out, for their good, and for ours.

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Why can’t Texans stick together?

Posted by on Oct 9, 2017 in Family Law | 0 comments

Texans just can’t seem to stick together. That’s what the divorce statistics suggest at least. Of the about 800,000 divorces that happen in the US every year, about 125,000 take place in Texas. That’s more than 15 percent of all divorces in the country. As a means of comparison, Texas has about 27 million residents or a little under 10 percent of the overall population. So, with less than 10 percent of the people, we make up 15 percent of the divorces.

What makes people divorce so often in Texas?

The simple answer is Texans just like getting married more than other folks. The marriage rate is also higher here than elsewhere, which of course leaves room for more disagreements that lead to more breakups.

A deeper and more controversial answer may lie in the deep religious values of the Lone Star State. Though the connection is hard to draw directly, the fact many Texans are against premarital sex may mean they marry earlier. Earlier marriages mean there is greater pressure on the couple. Both parties probably have less income. Their job status may be more up in the air. They may not have reached the same education level as those who are older. They may, of course, also not know exactly what they want yet.

All of these added pressures are not necessarily going to doom any particular couple, but they make it more likely a marriage might fail.

Add to that the fact that those who have been divorced are more likely to remarry and divorce again, and Texas’ high divorce rate begins to make sense.

To combat this issue, Texas may need a change in culture as much as anything else. If more emphasis were put on a few points, the numbers might go down over time.

For instance, more emphasis being put on marrying later may make sure marriages are started on sturdy ground. That does not mean Texans need to give up on their religious values regarding premarital sex; it just means more effort needs to be put into encouraging larger courtships that remain chaste.

A greater amount of disapproval for divorce might also discourage those who are quick to jump out of marriages to try and stick with them longer. Right now, divorce is seen as so commonplace; there’s little taboo about it anymore. That is surprising considering the past controversy of that choice. Though we do not want to return to a period when people are incapable of getting out of bad relationships, encouraging more effort to be put into saving marriages can only be a positive for those involved.

It is worth remembering, as well, that divorce doesn’t only affect the two people in the partnership. Children can be seriously psychologically harmed by messy divorces. Broken homes are just that, broken.

We want to see less of that in Texas, and although it would be nice if it could all be solved by law, it’s much more likely the change will have to come from each of us.

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Child support: What does it really mean?

Posted by on Sep 4, 2017 in Family Law | 0 comments

Child support, what does it mean? For some of us, we may never have to encounter this situation or may not have friends who are in need of child support. We may even have preconceived notions about what child support looks like? Is it a rigid definition? What are the parameters of child support? Is it all necessarily negative? According to ChicoER, there are six common misconceptions that people have about child support.

Overall, the phrase “child support” most likely is not a positive idea in the minds of most. However, Butte County’s child support services department has some ideas about how they would like to move forward. It became clear to the department that people have a lot of misconceptions on what child support really looks like.. Davis, child support specialist, breaks down the six misconceptions with child support. The first misconception is that parents don’t have to pay for child support if they are unemployed. This is not true. Caseworkers will work with parents to see how much they need to pay based on how much they make or what their work experience is like. This may be minimum wage.The second misconception is that people go to jail for not paying for child support. This is possible but it is very unlikely. Davis says this isn’t happening anymore. There is now less emphasis and

Caseworkers will work with parents to see how much they need to pay based on how much they make or what their work experience is like. This may be minimum wage.The second misconception is that people go to jail for not paying for child support. This is possible but it is very unlikely. Davis says this isn’t happening anymore.

There is now less emphasis and restrictions because the department has now been removed from the DA’s radar. Though it can happen, Davis says it is very not common. The third misconception is that caseworkers get more money when people pay child support. This is not true. There are no exceptions to this rule. The fourth misconception is they cannot determine who is the father if it was not determined when the mother gave birth. This is also not true because it can happen — the county just needs to arrange the testing on their end.

The fifth misconception is that only want child support payment and don’t care about the family dynamic. This isn’t true. Most people don’t work in social work for the salary. They just want to help others and provide services to the whole family. The county wants to introduce a concept called “Family-centered services.” This means that employees can connect them to other services such as financial assistance or career services.

The last misconception is that the courts decide how much child support is to be paid. Caseworkers can’t help. This is a yes and no case. If a parent becomes unemployed, caseworkers can step in by helping parents complete paperwork to adjust their payments. Caseworkers can connect parents to a family law attorney if needed as well.

Reviewing these notes enlightens communities that it is all not about money. These services are to help all parties of the family unit. Child support may be complicated but there are jaded perceptions that surround child support that don’t leave it all to a negative connotation or experience.

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Car drivers, not motorcyclists, need safety training about motorcycles

Posted by on Aug 17, 2017 in Car Accidents | 0 comments

Of the many different forms of transportation used across the nation, motorcycles are particularly popular, with nearly 8.5 million individuals licensed to drive a motorcycle across the U.S. These vehicles offer an appealing alternative to other vehicles due to their compact size and increased gas mileage, but they also offer less protection from other drivers on the road. Many cars do not watch carefully for motorcyclists or misjudged the distance between themselves and these smaller vehicles. This can result in dangerous accidents, with life threatening results.

Across Indiana many people choose motorcycles as their primary mode of transportation, and the Indiana motorcycle safety program aims to increase the public awareness of motorcycles on the road. Despite this however, numerous accidents involving motorcycles still occur and in 2015 alone, there were 108 fatal motorcycle crashes in Indiana. Fox 59 has reported on several of the recent motorcycle accidents in Indianapolis. In April of 2017, a motorcyclist was severely injured in a crash early in the morning near Rockville Road. The motorcyclist was driving along the road when a truck turned left into his path. The rider was taken to a local hospital in serious condition, but his injuries are not life threatening. Another accident, that Fox 59 reported on, occurred in June of 2017, near Georgetown road. The vehicle attempted to pull out into the roadway and the motorcyclist stopped abruptly to avoid a crash. This motion sent him over the handlebars or his bike, and he hit his head on the pavement. Although the cyclist was rushed to the hospital, his injuries were severe and he later died. In both of these cases, the drivers of the other vehicles remained at the scene, and they are under investigation from the Indianapolis police.

Both of these incidents indicate a serious lack of awareness that many drivers have about motorcyclists on the road. This led them to take actions which put the bikers in serious danger, and they could not avoid an accident. Although the drivers of the vehicle made the correct decision to remain on the scene, they must still face the consequences of injuring and killing another driver. Drivers of all vehicles must take extreme care to ensure that they are aware of all other people and drivers on the road. While it can be difficult for drivers to recognize a vehicle as small as a motorcycle on the road, with increased caution and preparation, they may be more capable of preventing motorcycle accidents.

The families and loved ones of these drivers are almost certainly facing significant emotional pain as a result of these accidents. Not only must they manage their grief, but they must also face the financial consequences of this loss of life and loss of income. Fortunately, Indianapolis personal injury lawyers are prepared to help families receive compensation in situations such as this. Although financial assistance will not end the pain of this loss, it can help maintain financial stability during this difficult time.

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Difference between Insurance Adjusters and Public Appraisers

Posted by on Aug 2, 2017 in Insurance Appraisers | 0 comments

In the wake of a disaster, such as hail, wind, tornado, earthquake, fire, water leaks, or flood, homeowners should be able to expect that their insurer providers will be there to uphold their end of the bargain. Sadly, many insurance companies fail to adequately assess the damages that are caused by a disaster, thereby, failing to fairly compensate policyholders when they need it most.

It is important to keep in mind that insurance companies are businesses; thus, they will do everything to pay as little as possible on claims filed by policyholders. That means your insurance provider will send out their own claims adjuster to determine the extent of damages on your property, and there is a good chance they will not be as thorough as you would hope. If your damages need assessment, you should consider working with a licensed public insurance claim appraiser who can help you make sure you are treated fairly.

In the website of United Policyholders, it is said that if your home has been damaged or destroyed, you are likely to feel overwhelmed by the loss and by the repair, replace and recovery process that lies ahead. If your property was insured, that insurance policy is the best vehicle to get you back home. If this is your first experience with a large insurance claim, recognize that it’s basically a business negotiation.

Insurance adjusters and public insurance claim appraisers are both insurance claim professionals, however, during an insurance claim process, there is one key difference in their roles. Insurance adjusters act on behalf of the insurance company that employed them, while appraisers are persons appointed by interested parties to ascertain and state the true value of goods or real estate.

Thus, in the event of disagreement between an insurer and an insured with regard to the value or the amount of insurance claim loss, appraisal could be an alternative to a lawsuit, whether the issue is:

  • Repair or replacement of damaged properties;
  • A settlement offer on your property damage insurance claim that you believe is underpaid;
  • You believe that damage to your property warrants full replacement, but your insurance company just wants to repair;
  • You have damage to your property but your insurance company disagrees;
  • Your claim has stalled out; or
  • Your claim been denied.

For property owners in Texas, providing Texas insurance claim help are public appraisers or public insurance claim adjusters who, in the event of a disaster, do not just focus on the visible, surface-level damage a disaster may have caused, but look for structural and other hidden damages that your home may have sustained. Only after they have fully assessed the total damage will they determine whether what you will need is repair or replace what can and should be replaced.


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